Whether your financial concerns involve things such as creating a workable budget, understanding credit, or getting out of debt, an NFCC Certified Financial Professional can help find the answers you’re seeking. Call our toll free line at 855-3-SHARPEN (855-374-2773) to be automatically connected to the NFCC Member Agency closest to you or search online to find an agency near you. It’s easy, it’s simple and it’s your financial future. What are you waiting for? Watch the video above to learn exactly what to expect.
Take MyMoneyCheckUp®, an online self-assessment tool. Tell us a little about your finances by answering some simple questions in common areas of personal finance such as budgeting and credit management, saving and investing, planning for retirement, and managing home equity. You’ll then be provided with concrete tips on how to improve your financial future. This tool is now available in Spanish. Watch the video above to learn exactly what to expect.
Through more than 600 locations, NFCC Member Agencies offer a wide variety of personal finance seminars and workshops on everyday topics such as basic banking, buying a home and understanding your credit. Check out what workshops are available at an agency near you. Call our toll free line at 855-3-SHARPEN (855-374-2773) to be automatically connected to the NFCC Member Agency closest to you.
Experian and NFCC offer program participants free one-year membership which includes
- Daily monitoring of your Experian® credit report. Your Experian credit report is monitored daily to see if key information has changed or if new data has been added.
- Unlimited access to your Experian report and FICO® Score.
- Personalized credit center with a snapshot of your credit and score trends.
- A Monthly Credit Report Refresh Reminder to help you to review any changes to your credit report, FICO® Score, your Alert activity and more.
- FICO® Score simulator to see how changes in your credit behavior may impact your FICO Score.
To learn more about this offer or to begin the Sharpen Your Financial Focus program, please reach out to an NFCC Member Agency by calling (855) 374-2773, or to find an agency close to you online, click here. †
Through Experian’s generous donation in support of financial education, the NFCC is pleased to offer eligible participants* in the Sharpen Your Financial Focus program a free 12-month membership in the Experian Credit Tracker℠ product.** The features available through Experian Credit Tracker can be used to supplement the financial skills learned through the Sharpen Your Financial Focus program.
In addition to your credit score, registered members are provided alerts, access to your Experian credit report, interactive tools, a mobile app, educational articles, FICO® Score simulator, access to fraud resolution representatives—and more—for one year from the date of activation, FREE!
Consider the following features of Experian Credit Tracker:
Your personal credit report contains details about your identity and financial behavior. Experian® collects and organizes data about your payment history from your creditor’s and public records. In general, creditors forward information to the credit reporting agencies monthly.
FICO® Scores, which fall within a 300-850 score range, are used in 90 percent of credit decisions. A FICO® Score assesses the information in a person’s credit report at a particular point in time. Lenders use these scores to estimate a person’s credit risk – how likely one is to pay credit obligations as agreed. A FICO® Score can influence the credit limit, interest rate, loan amount, rewards programs, balance transfer rates, and other terms that lenders will offer a person, if those lenders base those decisions on a FICO® Score.
Alerts and Credit Monitoring
Alerts and credit monitoring can help you defend against fraud, identity theft, and inaccurate negative information on your credit report. You are alerted to any key changes to your report, including suspicious activity and potential errors.
If you find suspicious activity on your credit report, Experian can help investigate identity theft related issues. Or, if you become a target of fraud, a trained Fraud Resolution Agent will assist you to address the damage.
*A Sharpen Your Financial Focus participant is eligible to receive the Experian Credit Tracker product after completing a financial review with a participating NFCC member agency and being given the opportunity to utilize the financial self-assessment tool MyMoneyCheckUp.
**If you have been provided with a free membership code through an NFCC member agency, please go to Experian.com/NFCC to activate the code.
***The scores you receive are provided for educational purposes to help you understand your credit. Lenders use many different credit scoring systems, and the score you receive may not be the same score used by lenders to evaluate your credit.
†The Experian Credit Tracker products will be made available to eligible program participants while supplies last.